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Question ID 17154

Congress enacted three clauses relating to the preemptive effect of the Employee
Retirement Income Security Act of 1974 (ERISA). One of these clauses preserves from
ERISA preemption any state law that regulates insurance, banking, or securities, with the
exception of the exemption for self-funded employee benefit plans. This clause is called the

Option A

Savings clause

Option B

Preemption clause

Option C

Deemer clause

Option D

De novo clause

Correct Answer A
Explanation Explanation: The savings clause preserves from preemption any state law that regulates insurance, banking or securities except as provided by the deemer clause.


Question ID 17155

Health plans typically divide their costs into medical and administrative expenses.
Examples of medical expenses are.

Option A

Equipment costs

Option B

Salaries and benefits for executives and for all functional areas

Option C

Sales and marketing costs

Option D

Payments to providers for the delivery of healthcare

Correct Answer D
Explanation

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